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Needs = claims

We do not consider need a claim

   --  Ayn Rand

Welfare as an objective

If the motive is the welfare of others, then anything goes.

   --  Ayn Rand

Our brothers keepers

“'What will be done about the poor and the handicapped in a free society?' The altruist-collective premise, implicit in the question is that men are their brothers keepers and the misfortune of some is a mortgage on others. Observe that he does not ask 'should anything be done?' but 'what will be done?'- as if the collectivist premise had been tacitly accepted and all that remains is the means to implement it.

   --  Ayn Rand

People can help themselves, or you can give them charity, or give mutual aid, and finally the welfare state can help. 
Before the welfare state grew so big, some countries had fraternal societies.
By the time the British government cam to introduce compulsory social insurance for 12million in the nation insurance act at least 9 million were already covered by registered and unregistered insurance associations.

Government bails out people who do dumb things

Talk on bailing dumb people out

Government is the biggest parasite, fed by smaller parasites benefit users.